Can I still export data from Mint?

No. The data export deadline was March 2024. After that date, Intuit permanently deleted all Mint user data. If you didn't export your CSV files before that deadline, you'll need to start fresh with your new budgeting app.

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Migrate from Mint: Step-by-Step Guide 2026

Mint shut down on January 1, 2024 — leaving 3.6 million users without a budgeting app. This guide gets you set up on a real Mint replacement in 30 minutes or less.

⚡ Quick Path

For most users: Pick Monarch Money ($99/yr) → Sign up → Connect banks → Recreate budget categories. 30 minutes total. Skip Credit Karma — it's not a budgeting app.

Step 1: Check If You Have Your Mint Data

Mint allowed CSV exports between October 2023 and March 2024. If you saved this data, you can import historical transactions into your new app.

✅ I have my Mint CSV exports

Locate them on your computer (typically in Downloads folder, named "Transactions.csv" or "Mint_data_export.zip"). Save these — you'll need them in Step 4.

❌ I never exported (or can't find the file)

No problem — you'll start fresh. Most apps recognize spending patterns within 30-60 days. Your bank account history will sync from your bank, so you don't lose actual transaction records, just Mint's categorization.

Step 2: Pick Your Replacement App

Three solid options based on your needs:

👑 Monarch Money

$99/year — Best Mint replacement

RECOMMENDED

Built by ex-Mint employees. Closest experience to original Mint. Has Mint CSV import tool.

📊 Quicken Simplifi

$48/year — Best value

Half the price of Monarch with 90% of features. Backed by Quicken's 40-year history. Also has Mint CSV import.

🎯 YNAB

$109/year — For behavior change

Strict zero-based budgeting methodology. Steeper learning curve. Best if you have debt or overspending issues to fix.

Not sure? Take our 60-second quiz to get a personalized match.

Step 3: Sign Up + Free Trial

1. Visit your chosen app's website (or download from App Store / Google Play)
2. Create an account with email + strong password (use a password manager — avoid reusing passwords for financial apps)
3. Activate the free trial:
- • Monarch Money: 7-day free trial
- • Quicken Simplifi: 30-day free trial
- • YNAB: 34-day free trial
4. Add a payment method (won't be charged until trial ends — set a calendar reminder)
5. Enable two-factor authentication (2FA) — required for financial apps in 2026

Step 4: Connect Your Bank Accounts

Both Monarch and Simplifi use Plaid (12,000+ supported institutions). Connection process:

1. Click "Add Account" or "Link Account" in the app
2. Search for your bank by name
3. Enter your online banking username + password (handled by Plaid, not stored by the app)
4. Complete two-factor authentication (text message or authenticator app)
5. Choose which accounts to share (checking, savings, credit cards, investments)
6. Repeat for each financial institution (banks, credit cards, brokerage, mortgage)

Time: 5 minutes per institution. Most users have 4-7 institutions to connect (~20-35 minutes total). Initial transaction sync takes 24-48 hours.

Step 5: Import Mint Historical Data (Optional)

Skip this step if you don't have Mint CSV exports.

For Monarch Money:

1. Go to Settings → Import / Export → Import Mint Data
2. Upload your Mint CSV file
3. Map Mint categories to Monarch categories (auto-suggested)
4. Review and confirm import
5. Wait 5-15 minutes for processing

For Quicken Simplifi:

1. Go to Settings → Account & Data → Import Data
2. Choose "Import from Mint"
3. Upload Mint CSV
4. Review Simplifi's category mapping
5. Confirm import (5-10 minutes)

Step 6: Recreate Your Budget Categories

This is where most ex-Mint users get stuck. Don't try to perfectly recreate Mint — use this as a chance to simplify.

Recommended Starting Categories:

Fixed Expenses

• Housing (rent/mortgage)
• Utilities
• Insurance
• Loan payments
• Subscriptions

Variable Expenses

• Groceries
• Dining out
• Transportation/gas
• Personal/clothing
• Entertainment

Savings & Goals

• Emergency fund
• Retirement (401k/IRA)
• Specific goals (vacation, house)
• Investment contributions

Debt Payments

• Credit card minimums
• Extra debt payments
• Student loans

Set realistic monthly amounts based on the past 3 months of actual spending (visible in your synced data).

Step 7: Review After 30 Days

Set a calendar reminder to review your setup after 30 days. Check:

📊 Categorization accuracy — Are transactions being labeled correctly? Adjust rules for misclassified merchants.
💰 Budget vs. actual — Are your budget amounts realistic? Adjust based on real spending.
🔌 Bank connections — Any institutions disconnected? Re-authenticate as needed.
🎯 Goals progress — On track? Adjust contributions if needed.
💸 Free trial deadline — Decide if you want to continue or cancel before the trial ends.

Frequently Asked Questions

No. The data export deadline was March 2024. After that date, Intuit permanently deleted all Mint user data.

The complete migration takes 30-60 minutes: 5 min to choose an app, 5 min to sign up, 10 min to connect bank accounts, 15 min to recreate budget categories, and 5 min to import historical CSV (if available). Bank data takes 24-48 hours to fully sync after connection.

Yes, almost certainly. Both Monarch Money and Quicken Simplifi use Plaid, which supports 12,000+ US financial institutions including all major banks (Chase, Bank of America, Wells Fargo, Capital One), credit unions, and brokerages.

No. Mint shut down January 1, 2024 — there is no Mint subscription to cancel. If you had a Mint Premium subscription, it was automatically refunded for unused time.

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