Mint shut down March 23, 2024 — migration guide updated April 2026

How to Switch From Mint:
Complete 2026 Guide

Mint is gone. Here's exactly how to move your data, reconnect your accounts, and be fully set up in a new app in under 20 minutes.

~20 minutes
Works for Monarch, YNAB & Simplifi
Preserves your full history

What Happened to Mint?

Intuit shut down Mint.com on March 23, 2024, redirecting its 3.6 million active users to Credit Karma. Credit Karma does not offer budgeting, expense tracking, or spending categories. Former Mint users were given a brief window to export their transaction data as a CSV before the site went offline. If you have that CSV file, this guide shows you exactly what to do with it. If you missed the export window, skip to Step 2 — you can still start fresh.

5 Steps to Switch From Mint

1

Find (or Confirm You Have) Your Mint Data Export

Before Mint shut down, users could export their data from Settings → Export Transaction Data. The file is named transactions.csv.

Check these locations: Downloads folder, Desktop, Google Drive, email attachments from early 2024, iCloud Drive.

Didn't export before the shutdown?

That's okay. You can still switch — you just won't have historical transaction data. Your new app will start syncing from day one and build a history going forward. Skip to Step 2.

2

Choose Your New App

All three of these apps accept Mint CSV imports. Pick based on your situation:

Best Overall
Monarch Money — $99.99/yr
Best if: you want the most Mint-like experience, track investments, or budget with a partner. Smoothest Mint import of any app.
Try free 7 days →
Best for Debt
YNAB — $109/yr
Best if: you want strict zero-based budgeting and to get serious about paying off debt. Longest free trial (34 days).
Try free 34 days →
Best Value
Simplifi by Quicken — $71.88/yr
Best if: you want a budget on all platforms at the lowest price. Good Mint CSV import support.
Try free 30 days →
3

Connect Your Bank Accounts

After signing up, connect your checking, savings, credit cards, and investment accounts. All three apps use Plaid — the same bank sync technology Mint used — so it works with the same 12,000+ institutions.

  1. 1. Go to Accounts → Add Account
  2. 2. Search for your bank name
  3. 3. Enter your online banking credentials (stored securely by Plaid, never by the app)
  4. 4. Repeat for each account

Takes 5–10 minutes total. Transactions from the past 90 days sync automatically.

4

Import Your Mint CSV Data

If you have your Mint export file, here's exactly where to find the import option in each app:

Monarch Money

Settings → Data → Import Transactions → Select "Mint" → Upload your CSV. Monarch auto-maps Mint's categories to its own. Best import experience of any app.

YNAB

Budget → Account → File Import → Upload Mint CSV. YNAB accepts Mint's format but you'll need to map categories manually to your YNAB budget categories. Slightly more setup effort.

Simplifi

Settings → Import Data → Upload CSV. Simplifi accepts standard CSV format. Some column mapping may be required to match Mint's export headers.

5

Set Up Your Budget Categories

Your new app will auto-generate budget categories based on your spending history. Spend 5 minutes reviewing them:

  • Rename categories to match your Mint names if you want consistency
  • Set monthly spending limits based on your Mint history
  • Create merchant rules so recurring vendors are always correctly tagged
  • Add savings goals if Mint goals were important to you

You're done. Full setup in under 20 minutes.

Migration FAQ

Ready to make the switch?

Monarch Money is our top pick. Free for 7 days, no credit card. Import your Mint data in minutes.

Start with Monarch — 7 Days Free →

← Compare all 6 Mint alternatives